• ​Safe & Secure Process
  • ​Flexible Payment Plans
  • Dedicated Customer Support
  • ​Hablamos Español
Get Started
A fresh start for your credit score is here


🚗 Get Approved for a New Car

🏢 Sign a Lease for a Better Apartment 

💳 Get the Best Credit Cards
    (at lower interest rates)

🏠 Buy or Refinance your Home

😁 Reduce Financial Stress

💸 Save Thousands on Crazy Interest Rates

Meet Stephania Pedraza

Stephania is a native Houstonian 🤘 with a passion for helping countless others achieve their financial goals. 

She has mastered the strategies behind effectively restoring a credit file in record time which has awarded her press recognition from a nationally trusted media source – Yahoo Finance.

Stephania is certified and displays veteran-level experience with leveraging federal consumer laws such as the Fair Credit Reporting Act and the Fair Debt Collections Practices Act in order to successfully help her clients improve their credit scores.

When Stephania isn’t working on credit files, she loves spending time with her family and planning her next trip to continue checking off her bucket list of sight-seeing.

As Featured In

". .Platinum Credit Resolutions has successfully become one of Houston's top credit repair companies in a very short period. Stephania prides herself on being able to transform her clients' credit and help them make dream purchases. ."
". .with so much success under her belt, Stephania is excited to continue helping people with their credit. She has positively changed numerous lives and her goal is to continue doing just that. ."
". .Stephania is helping thousands of people nationwide improve their credit scores so they can buy their house or car of their dreams. ."

Our Simple 
3 Step Process

🔎 We Review Your Credit Report

In just a few minutes, we can access your most recent & accurate credit report using a nationally trusted credit monitoring service we've partnered with. 

Then, we send you a custom quote based on what we discover as well as a custom game plan on how we can help! 


🖇 Easy Enrollment 

You're in good hands. 

Our team of experienced credit specialists will seamlessly onboard you to get started on your life-changing credit restoration process immediately! 

Every minute counts! 


🌴 Sit Back & Relax

You're all set. 

We'll do all of the heavy lifting and fight for your new & improved credit scores. 

Just sit back & expect amazing results! 


Real People
Real Results 
👇👇👇


🧾🧾🧾🧾♥️👇

Frequently Asked Questions

Will my credit score go up?
After the restoration process, your credit score will be a direct reflection of the positive reporting accounts without the negative accounts weighing it down. 

After the restoration process, building positive credit is instrumental to reach your desired score. 

How long does the process take?
The restoration process fully depends on the amount of work the file needs. 

Every file is different. 

No need to worry, we always aim to complete your file as soon as possible as we do not bill you monthly recurring and we have no incentive to drag the process for longer than necessary. 

Do I have to sign any long term contracts?
Absolutely not. 

We don't believe in locking in our clients into unnecessary long term contracts. 

If we decide that we are a good fit for each other then we go ahead and send you a short agreement that lays out the details of our program to get started. 

Are you going to hard pull my credit?
No worries, the free consultation will NOT cause a hard pull on your credit report. 

Instagram
@creditstephy

Email Address
info@platinumresolutions.com

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Results may vary and all testimonials displayed are real but do not claim to represent or guarantee said results. Every file is different.
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